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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,777 | $117,895+156.0% | $102,460+194.5% | $145,897+106.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.64% | 31.92%-20.3pp | 29.47%-17.8pp | 552.29%-540.6pp |
| Employer contribution / active EE | $3,183 | $3,619-12.0% | $3,025+5.2% | $4,663-31.7% |
| Participant deferral / active EE | $12,237 | $5,736+113.3% | $5,056+142.0% | $6,689+82.9% |
| Admin fee / account holder | $287,347 | $13,353+2052.0% | $9,460+2937.5% | $13,390+2045.9% |