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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,237 | $157,304-77.6% | $141,197-75.0% | $152,909-77.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.34% | 64.34%-45.0pp | 71.41%-52.1pp | 345.46%-326.1pp |
| Employer contribution / active EE | $2,998 | $5,263-43.0% | $4,736-36.7% | $4,764-37.1% |
| Participant deferral / active EE | $4,768 | $7,111-32.9% | $6,710-28.9% | $5,851-18.5% |
| Admin fee / account holder | $456 | $12,126-96.2% | $10,265-95.6% | $11,601-96.1% |