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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,046 | $60,788-65.4% | $85,709-75.4% | $79,391-73.5% |
| Participation rate | 47.6% | 62.1%-14.6pp | 69.9%-22.3pp | 70.7%-23.1pp |
| Annual return | 0.00% | 16.57%-16.6pp | 21.49%-21.5pp | 116.88%-116.9pp |
| Employer contribution / active EE | $1,844 | $1,664+10.8% | $2,619-29.6% | $2,428-24.1% |
| Participant deferral / active EE | $3,799 | $2,920+30.1% | $3,924-3.2% | $4,046-6.1% |
| Admin fee / account holder | $216 | $439-50.8% | $6,876-96.9% | $627-65.5% |