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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,146 | $76,551-61.9% | $123,894-76.5% | $62,881-53.6% |
| Participation rate | 62.5% | 73.0%-10.5pp | 81.4%-18.9pp | 69.3%-6.8pp |
| Annual return | 8.62% | 18.68%-10.1pp | 47.52%-38.9pp | 20.14%-11.5pp |
| Employer contribution / active EE | $1,179 | $2,882-59.1% | $4,617-74.5% | $2,281-48.3% |
| Participant deferral / active EE | $2,234 | $4,840-53.8% | $5,984-62.7% | $3,203-30.3% |
| Admin fee / account holder | $756 | $4,826-84.3% | $8,357-91.0% | $4,296-82.4% |