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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $735,108 | $150,446+388.6% | $136,297+439.3% | $147,585+398.1% |
| Participation rate | 85.7% | 84.4%+1.3pp | 81.9%+3.8pp | 82.8%+2.9pp |
| Annual return | 19.25% | 1049.14%-1029.9pp | 5156.19%-5136.9pp | 578.58%-559.3pp |
| Employer contribution / active EE | $10,932 | $5,256+108.0% | $4,696+132.8% | $4,876+124.2% |
| Participant deferral / active EE | $11,586 | $6,631+74.7% | $6,247+85.5% | $5,439+113.0% |
| Admin fee / account holder | $12,526 | $10,906+14.9% | $9,244+35.5% | $10,886+15.1% |