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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,333 | $217,432+0.4% | $185,849+17.5% | $167,536+30.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.24% | 148.42%-135.2pp | 122.10%-108.9pp | 478.82%-465.6pp |
| Employer contribution / active EE | $3,499 | $5,875-40.4% | $5,169-32.3% | $4,839-27.7% |
| Participant deferral / active EE | $10,645 | $6,357+67.4% | $5,569+91.2% | $6,342+67.8% |
| Admin fee / account holder | $898 | $19,818-95.5% | $16,244-94.5% | $12,315-92.7% |