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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,312 | $150,447-80.5% | $136,298-78.5% | $147,586-80.1% |
| Participation rate | 92.3% | 84.4%+7.9pp | 81.9%+10.4pp | 82.8%+9.5pp |
| Annual return | 20.66% | 1049.15%-1028.5pp | 5156.27%-5135.6pp | 578.59%-557.9pp |
| Employer contribution / active EE | $3,816 | $5,256-27.4% | $4,696-18.7% | $4,876-21.7% |
| Participant deferral / active EE | $4,220 | $6,631-36.4% | $6,247-32.4% | $5,439-22.4% |
| Admin fee / account holder | $446 | $10,906-95.9% | $9,244-95.2% | $10,886-95.9% |