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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,830 | $138,075-86.4% | $123,552-84.8% | $135,379-86.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.48% | 153.70%-159.2pp | 119.20%-124.7pp | 519.79%-525.3pp |
| Employer contribution / active EE | $6,045 | $5,152+17.3% | $4,628+30.6% | $4,779+26.5% |
| Participant deferral / active EE | $5,216 | $6,800-23.3% | $6,426-18.8% | $5,609-7.0% |
| Admin fee / account holder | $654 | $10,917-94.0% | $9,285-93.0% | $10,828-94.0% |