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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,183 | $85,060-75.1% | $70,565-70.0% | $139,487-84.8% |
| Participation rate | 64.3% | 73.9%-9.6pp | 68.4%-4.1pp | 80.3%-16.1pp |
| Annual return | 33.42% | 30.39%+3.0pp | 32.79%+0.6pp | 373.84%-340.4pp |
| Employer contribution / active EE | $3,333 | $3,912-14.8% | $2,976+12.0% | $4,755-29.9% |
| Participant deferral / active EE | $6,101 | $5,891+3.6% | $4,568+33.6% | $6,713-9.1% |
| Admin fee / account holder | $64 | $8,932-99.3% | $6,430-99.0% | $11,407-99.4% |