Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,826 | $123,793-72.7% | $177,840-81.0% | $79,852-57.6% |
| Participation rate | 64.8% | 84.7%-19.9pp | 87.7%-22.9pp | 69.6%-4.8pp |
| Annual return | 15.63% | 22.82%-7.2pp | 48.32%-32.7pp | 31.72%-16.1pp |
| Employer contribution / active EE | $1,670 | $4,095-59.2% | $5,919-71.8% | $2,471-32.4% |
| Participant deferral / active EE | $3,994 | $5,956-33.0% | $7,714-48.2% | $3,740+6.8% |
| Admin fee / account holder | $6,436 | $7,243-11.1% | $12,431-48.2% | $5,306+21.3% |