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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,750 | $138,076-62.5% | $123,553-58.1% | $135,380-61.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -14.32% | 153.70%-168.0pp | 119.21%-133.5pp | 519.81%-534.1pp |
| Employer contribution / active EE | $8,769 | $5,152+70.2% | $4,628+89.5% | $4,779+83.5% |
| Participant deferral / active EE | $8,184 | $6,800+20.4% | $6,426+27.4% | $5,609+45.9% |
| Admin fee / account holder | $668 | $10,917-93.9% | $9,284-92.8% | $10,828-93.8% |