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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,804 | $181,896+128.6% | $156,551+165.6% | $273,972+51.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.26% | 30.74%-26.5pp | 32.23%-28.0pp | 41.46%-37.2pp |
| Employer contribution / active EE | $11,152 | $6,248+78.5% | $5,501+102.7% | $4,869+129.0% |
| Participant deferral / active EE | $13,221 | $5,550+138.2% | $4,871+171.4% | $5,287+150.1% |
| Admin fee / account holder | $5,885 | $15,560-62.2% | $13,028-54.8% | $10,133-41.9% |