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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,164 | $45,087+20.1% | $69,483-22.0% | $72,976-25.8% |
| Participation rate | 91.2% | 68.5%+22.7pp | 74.6%+16.6pp | 69.5%+21.7pp |
| Annual return | 25.60% | 22.67%+2.9pp | 28.99%-3.4pp | 81.02%-55.4pp |
| Employer contribution / active EE | $3,058 | $2,055+48.8% | $2,780+10.0% | $2,440+25.3% |
| Participant deferral / active EE | $4,915 | $2,603+88.8% | $3,537+39.0% | $3,608+36.2% |
| Admin fee / account holder | $374 | $3,057-87.8% | $3,841-90.3% | $5,124-92.7% |