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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,602 | $129,959-72.6% | $104,301-65.9% | $134,532-73.5% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -18.13% | 42.04%-60.2pp | 24.61%-42.7pp | 418.27%-436.4pp |
| Employer contribution / active EE | $1,248 | $4,185-70.2% | $3,373-63.0% | $4,741-73.7% |
| Participant deferral / active EE | $2,410 | $5,589-56.9% | $4,626-47.9% | $6,401-62.4% |
| Admin fee / account holder | $335 | $9,325-96.4% | $7,340-95.4% | $11,429-97.1% |