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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,702 | $202,342-70.0% | $172,752-64.9% | $152,897-60.3% |
| Participation rate | 71.4% | 87.1%-15.6pp | 82.6%-11.2pp | 82.5%-11.0pp |
| Annual return | 5.42% | 1029.83%-1024.4pp | 802.97%-797.5pp | 345.43%-340.0pp |
| Employer contribution / active EE | $12,201 | $5,858+108.3% | $5,144+137.2% | $4,764+156.1% |
| Participant deferral / active EE | $7,635 | $5,948+28.4% | $5,198+46.9% | $5,851+30.5% |
| Admin fee / account holder | $691 | $17,111-96.0% | $13,955-95.0% | $11,599-94.0% |