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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,932 | $82,674-44.4% | $125,381-63.4% | $68,486-32.9% |
| Participation rate | 34.1% | 75.1%-40.9pp | 82.4%-48.2pp | 67.9%-33.7pp |
| Annual return | -18.52% | -5.97%-12.6pp | 572.31%-590.8pp | -7.85%-10.7pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $6,072 | $6,111-0.6% | $7,448-18.5% | $4,028+50.8% |
| Admin fee / account holder | $1,338 | $6,277-78.7% | $10,007-86.6% | $5,404-75.2% |