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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,142 | $81,870-63.2% | $119,634-74.8% | $68,490-56.0% |
| Participation rate | 59.6% | 71.9%-12.3pp | 79.3%-19.7pp | 67.9%-8.3pp |
| Annual return | -14.22% | -23.82%+9.6pp | -14.98%+0.8pp | -7.85%-6.4pp |
| Employer contribution / active EE | $2,127 | $2,692-21.0% | $4,232-49.7% | $2,597-18.1% |
| Participant deferral / active EE | $3,581 | $4,148-13.7% | $5,601-36.1% | $4,028-11.1% |
| Admin fee / account holder | $2,370 | $6,583-64.0% | $10,329-77.1% | $5,403-56.1% |