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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,843 | $85,171+9.0% | $172,752-46.3% | $72,975+27.2% |
| Participation rate | 92.0% | 70.1%+21.9pp | 82.6%+9.4pp | 69.5%+22.5pp |
| Annual return | 21.85% | 27.32%-5.5pp | 802.97%-781.1pp | 81.01%-59.2pp |
| Employer contribution / active EE | $6,347 | $3,324+91.0% | $5,144+23.4% | $2,440+160.1% |
| Participant deferral / active EE | $5,116 | $3,260+56.9% | $5,198-1.6% | $3,608+41.8% |
| Admin fee / account holder | $547 | $5,880-90.7% | $13,955-96.1% | $5,124-89.3% |