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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,340 | $107,368-38.2% | $92,915-28.6% | $152,909-56.6% |
| Participation rate | 87.0% | 79.8%+7.2pp | 76.0%+11.0pp | 82.5%+4.5pp |
| Annual return | 26.17% | 145.64%-119.5pp | 109.45%-83.3pp | 345.46%-319.3pp |
| Employer contribution / active EE | $8,397 | $4,222+98.9% | $3,653+129.8% | $4,764+76.3% |
| Participant deferral / active EE | $6,832 | $4,848+40.9% | $4,238+61.2% | $5,851+16.8% |
| Admin fee / account holder | $10,617 | $7,082+49.9% | $5,796+83.2% | $11,601-8.5% |