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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,587 | $53,128-46.2% | $86,581-67.0% | $70,124-59.2% |
| Participation rate | 75.3% | 65.3%+10.0pp | 73.5%+1.8pp | 69.5%+5.8pp |
| Annual return | 25.19% | 27.66%-2.5pp | 965.06%-939.9pp | 73.14%-48.0pp |
| Employer contribution / active EE | $2,538 | $2,068+22.7% | $2,840-10.6% | $2,342+8.3% |
| Participant deferral / active EE | $4,252 | $2,695+57.8% | $3,609+17.8% | $3,332+27.6% |
| Admin fee / account holder | $391 | $3,584-89.1% | $4,904-92.0% | $4,645-91.6% |