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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,152 | $107,809-10.8% | $97,032-0.9% | $155,188-38.0% |
| Participation rate | 66.7% | 75.5%-8.8pp | 71.6%-4.9pp | 80.8%-14.1pp |
| Annual return | 19.17% | 38.06%-18.9pp | 35.38%-16.2pp | 148.84%-129.7pp |
| Employer contribution / active EE | $2,374 | $2,911-18.5% | $2,629-9.7% | $4,248-44.1% |
| Participant deferral / active EE | $6,862 | $5,129+33.8% | $4,672+46.9% | $6,531+5.1% |
| Admin fee / account holder | $183 | $10,717-98.3% | $9,418-98.1% | $14,480-98.7% |