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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,565 | $202,342-37.5% | $172,753-26.7% | $152,909-17.2% |
| Participation rate | 60.0% | 87.1%-27.1pp | 82.6%-22.6pp | 82.5%-22.5pp |
| Annual return | 22.04% | 1029.88%-1007.8pp | 803.00%-781.0pp | 345.46%-323.4pp |
| Employer contribution / active EE | $9,340 | $5,857+59.5% | $5,144+81.6% | $4,764+96.1% |
| Participant deferral / active EE | $5,020 | $5,948-15.6% | $5,198-3.4% | $5,851-14.2% |
| Admin fee / account holder | $536 | $17,112-96.9% | $13,956-96.2% | $11,601-95.4% |