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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,884 | $78,428-60.6% | $95,960-67.8% | $79,852-61.3% |
| Participation rate | 65.7% | 73.5%-7.8pp | 77.1%-11.4pp | 69.6%-3.9pp |
| Annual return | 64.77% | 19.37%+45.4pp | 91.63%-26.9pp | 31.72%+33.0pp |
| Employer contribution / active EE | $2,088 | $1,945+7.3% | $2,541-17.8% | $2,471-15.5% |
| Participant deferral / active EE | $5,338 | $3,440+55.2% | $4,167+28.1% | $3,740+42.7% |
| Admin fee / account holder | $815 | $5,622-85.5% | $6,797-88.0% | $5,306-84.6% |