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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,584 | $81,276-48.8% | $155,574-73.3% | $80,925-48.6% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.01% | 33.36%-25.4pp | 64.87%-56.9pp | 35.65%-27.6pp |
| Employer contribution / active EE | $4,113 | $3,103+32.6% | $4,676-12.0% | $2,756+49.2% |
| Participant deferral / active EE | $3,229 | $3,453-6.5% | $5,629-42.6% | $4,299-24.9% |
| Admin fee / account holder | $2,024 | $7,993-74.7% | $15,914-87.3% | $6,940-70.8% |