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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,708 | $153,769-87.2% | $133,975-85.3% | $273,972-92.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 23.32% | 36.51%-13.2pp | 29.29%-6.0pp | 41.46%-18.1pp |
| Employer contribution / active EE | $2,838 | $6,029-52.9% | $5,211-45.5% | $4,869-41.7% |
| Participant deferral / active EE | $3,011 | $6,958-56.7% | $6,282-52.1% | $5,287-43.1% |
| Admin fee / account holder | $1,610 | $11,765-86.3% | $9,324-82.7% | $10,133-84.1% |