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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,428 | $71,878-56.3% | $86,698-63.8% | $68,486-54.1% |
| Participation rate | 97.0% | 72.2%+24.7pp | 76.6%+20.4pp | 67.9%+29.1pp |
| Annual return | -16.25% | 3.53%-19.8pp | 35.95%-52.2pp | -7.85%-8.4pp |
| Employer contribution / active EE | -$1,594 | $2,173-173.3% | $2,837-156.2% | $2,597-161.4% |
| Participant deferral / active EE | $6,045 | $3,779+60.0% | $4,656+29.8% | $4,028+50.1% |
| Admin fee / account holder | $2,801 | $6,113-54.2% | $7,493-62.6% | $5,404-48.2% |