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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,284 | $86,949-54.8% | $102,460-61.7% | $80,959-51.5% |
| Participation rate | 96.8% | 72.4%+24.4pp | 76.5%+20.3pp | 67.7%+29.2pp |
| Annual return | 11.53% | 18.89%-7.4pp | 29.47%-17.9pp | 35.67%-24.1pp |
| Employer contribution / active EE | $746 | $2,370-68.5% | $3,025-75.3% | $2,757-72.9% |
| Participant deferral / active EE | $3,886 | $4,121-5.7% | $5,056-23.1% | $4,300-9.6% |
| Admin fee / account holder | $8,458 | $8,048+5.1% | $9,460-10.6% | $6,925+22.1% |