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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,368 | $95,915-55.8% | $79,580-46.8% | $134,532-68.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -23.12% | -2.71%-20.4pp | 0.15%-23.3pp | 418.27%-441.4pp |
| Employer contribution / active EE | $3,070 | $3,129-1.9% | $2,413+27.2% | $4,741-35.2% |
| Participant deferral / active EE | $7,044 | $4,693+50.1% | $3,985+76.7% | $6,401+10.0% |
| Admin fee / account holder | $22,287 | $9,132+144.1% | $6,835+226.1% | $11,429+95.0% |