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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,207 | $86,050-12.6% | $189,758-60.4% | $94,015-20.0% |
| Participation rate | 63.5% | 68.9%-5.4pp | 79.8%-16.3pp | 70.8%-7.4pp |
| Annual return | 16.76% | 17.77%-1.0pp | 52.62%-35.9pp | 17.84%-1.1pp |
| Employer contribution / active EE | $1,605 | $2,819-43.1% | $4,767-66.3% | $2,790-42.5% |
| Participant deferral / active EE | $5,180 | $3,349+54.7% | $5,856-11.5% | $4,249+21.9% |
| Admin fee / account holder | $1,425 | $6,627-78.5% | $20,388-93.0% | $8,951-84.1% |