Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PNC BANK, N.A.2+ years Filed as: PNC BANK, NATIONAL ASSOCIATION Service code 25 · EIN 25-1211909 | Directed Trustee | $15,050 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,926 | $32,425-72.5% | $74,577-88.0% | $55,167-83.8% |
| Participation rate | 68.3% | 54.0%+14.3pp | 68.1%+0.2pp | 69.0%-0.7pp |
| Annual return | 11.52% | 10.63%+0.9pp | 20.47%-8.9pp | 169.23%-157.7pp |
| Employer contribution / active EE | $930 | $1,043-10.9% | $2,525-63.2% | $1,963-52.6% |
| Participant deferral / active EE | $4,106 | $1,995+105.8% | $3,458+18.7% | $3,054+34.4% |
| Admin fee / account holder | $57 | $748-92.3% | $4,138-98.6% | $504-88.6% |