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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,661 | $202,342-87.3% | $172,752-85.1% | $152,897-83.2% |
| Participation rate | 73.9% | 87.1%-13.1pp | 82.6%-8.7pp | 82.5%-8.5pp |
| Annual return | 22.62% | 1029.83%-1007.2pp | 802.97%-780.3pp | 345.43%-322.8pp |
| Employer contribution / active EE | $1,401 | $5,858-76.1% | $5,144-72.8% | $4,764-70.6% |
| Participant deferral / active EE | $2,656 | $5,948-55.3% | $5,198-48.9% | $5,851-54.6% |
| Admin fee / account holder | $3,170 | $17,111-81.5% | $13,955-77.3% | $11,599-72.7% |