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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,969 | $60,139-65.1% | $90,461-76.8% | $79,856-73.7% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 12.08% | 71.96%-59.9pp | 1294.76%-1282.7pp | 31.71%-19.6pp |
| Employer contribution / active EE | $1,775 | $2,069-14.2% | $3,264-45.6% | $2,471-28.2% |
| Participant deferral / active EE | $1,710 | $2,939-41.8% | $3,964-56.9% | $3,741-54.3% |
| Admin fee / account holder | $1,903 | $3,978-52.2% | $5,617-66.1% | $5,306-64.1% |