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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,067 | $160,040-40.0% | $147,096-34.7% | $145,877-34.1% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 26.76% | 98.49%-71.7pp | 419.75%-393.0pp | 551.28%-524.5pp |
| Employer contribution / active EE | $2,952 | $5,289-44.2% | $4,936-40.2% | $4,663-36.7% |
| Participant deferral / active EE | $8,283 | $8,429-1.7% | $8,071+2.6% | $6,691+23.8% |
| Admin fee / account holder | $5,148 | $15,050-65.8% | $13,005-60.4% | $13,402-61.6% |