Retirement plan

ATONNE GROUP 401K RETIREMENT SAVINGS PLAN

Name: ATONNE GROUP LLC - ATONNE GROUP 401K RETIREMENT SAVINGS PLAN (2015) Form 5500
Creator: ATONNE GROUP LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ATONNE GROUP 401K RETIREMENT SAVINGS PLAN, ATONNE GROUP LLC

ATONNE GROUP LLCEIN 20-2973872Plan #001PY 2015

2000 CHICAGO DR SW - WYOMING, MI 49519616-389-2400atonnegroup.comLinkedIn501-1000 employeesmanagement consulting

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$22.2M

No prior year

Total participants

593

No prior year

Average account balance

$52,443

No prior year

Annual return

1.33%

No prior year

Benchmarks

See 1,096 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants250-999

Cohort1,096 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$51.91M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$70K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

745

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

72.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.79M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+21.56%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$246

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
CENTENNIAL SECURITIES1+ years Filed as: CENTENNIAL SECURITIES COMPANY Service code 26	Advisory (Participants)	$52,428
PATHWAY BENEFIT SERVICES1+ years Filed as: PATHWAY BENEFIT SERVICES, INC. Service code 15 · EIN 38-2696931	Recordkeeping	$3,825
CENTENNIAL SECURITIES1+ years Filed as: CENTENNIAL SECURITIES CO Service code 26 · EIN 38-2214928	Advisory (Participants)	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D3H2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$6K

$11 / participant

Other / not subdivided$6K100.0%

% of EOY assets

0.026%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BEENE GARTER LLP
Auditor EIN: 381337372
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$52,443

$57,096-8.2%

$94,228-44.3%

$55,191-5.0%

Participation rate

69.2%

75.7%-6.4pp

78.8%-9.6pp

69.2%+0.1pp

Annual return

1.33%

159.65%-158.3pp

10.68%-9.4pp

10.78%-9.5pp

Employer contribution / active EE

$678

$1,708-60.3%

$3,587-81.1%

$1,899-64.3%

Participant deferral / active EE

$2,390

$3,165-24.5%

$4,320-44.7%

$3,046-21.6%

Admin fee / account holder

$14

$89-84.6%

$6,269-99.8%

$91-84.9%

Provider

Service type

Compensation

CENTENNIAL SECURITIES1+ years

Filed as: CENTENNIAL SECURITIES COMPANY

Service code 26

Advisory (Participants)

$52,428

PATHWAY BENEFIT SERVICES1+ years

Filed as: PATHWAY BENEFIT SERVICES, INC.

Service code 15 · EIN 38-2696931

Recordkeeping

$3,825

CENTENNIAL SECURITIES1+ years

Filed as: CENTENNIAL SECURITIES CO

Service code 26 · EIN 38-2214928

Advisory (Participants)

ATONNE GROUP 401K RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ATONNE GROUP 401K RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion