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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,939 | $89,364-87.8% | $141,177-92.3% | $72,983-85.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 24.57% | 111.86%-87.3pp | 71.40%-46.8pp | 81.01%-56.4pp |
| Employer contribution / active EE | $1,238 | $3,115-60.2% | $4,736-73.9% | $2,440-49.2% |
| Participant deferral / active EE | $2,374 | $5,419-56.2% | $6,710-64.6% | $3,608-34.2% |
| Admin fee / account holder | $367 | $5,959-93.8% | $10,263-96.4% | $5,124-92.8% |