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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,691 | $183,516-68.6% | $155,534-62.9% | $145,884-60.5% |
| Participation rate | 61.5% | 82.7%-21.2pp | 78.2%-16.7pp | 80.3%-18.8pp |
| Annual return | 14.35% | 61.43%-47.1pp | 64.92%-50.6pp | 551.85%-537.5pp |
| Employer contribution / active EE | $4,610 | $5,315-13.3% | $4,675-1.4% | $4,662-1.1% |
| Participant deferral / active EE | $2,677 | $6,467-58.6% | $5,630-52.4% | $6,690-60.0% |
| Admin fee / account holder | $5,302 | $19,293-72.5% | $15,900-66.7% | $13,392-60.4% |