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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,544 | $100,203+88.2% | $85,240+121.2% | $145,897+29.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 9.41% | 84.28%-74.9pp | 66.75%-57.3pp | 552.29%-542.9pp |
| Employer contribution / active EE | $3,599 | $3,242+11.0% | $2,735+31.6% | $4,663-22.8% |
| Participant deferral / active EE | $7,625 | $5,299+43.9% | $4,527+68.4% | $6,689+14.0% |
| Admin fee / account holder | $12,076 | $7,265+66.2% | $6,165+95.9% | $13,390-9.8% |