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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,013 | $50,947+4.1% | $74,549-28.9% | $64,173-17.4% |
| Participation rate | 79.7% | 61.1%+18.6pp | 69.1%+10.5pp | 69.6%+10.1pp |
| Annual return | -6.10% | -1.85%-4.2pp | 32.53%-38.6pp | 7.63%-13.7pp |
| Employer contribution / active EE | $2,112 | $1,115+89.4% | $1,961+7.7% | $2,381-11.3% |
| Participant deferral / active EE | $4,192 | $2,302+82.1% | $3,108+34.9% | $3,470+20.8% |
| Admin fee / account holder | $4,125 | $4,221-2.3% | $5,059-18.5% | $4,887-15.6% |