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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,877 | $152,597-83.7% | $117,533-78.8% | $134,532-81.5% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -23.08% | 53.04%-76.1pp | 29.77%-52.8pp | 418.27%-441.3pp |
| Employer contribution / active EE | $4,270 | $5,576-23.4% | $4,179+2.2% | $4,741-9.9% |
| Participant deferral / active EE | $6,760 | $4,821+40.2% | $4,072+66.0% | $6,401+5.6% |
| Admin fee / account holder | $6,867 | $7,007-2.0% | $5,647+21.6% | $11,429-39.9% |