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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,395 | $167,522-44.8% | $151,639-39.1% | $134,532-31.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -15.66% | 7.81%-23.5pp | 3.34%-19.0pp | 418.27%-433.9pp |
| Employer contribution / active EE | $22,114 | $6,828+223.9% | $6,165+258.7% | $4,741+366.4% |
| Participant deferral / active EE | $15,874 | $8,986+76.7% | $8,363+89.8% | $6,401+148.0% |
| Admin fee / account holder | $989 | $13,780-92.8% | $11,613-91.5% | $11,429-91.3% |