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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,420 | $93,617-70.7% | $135,982-79.8% | $75,177-63.5% |
| Participation rate | 65.9% | 75.2%-9.3pp | 81.9%-16.1pp | 67.2%-1.4pp |
| Annual return | 18.53% | 30.89%-12.4pp | 68.32%-49.8pp | 160.75%-142.2pp |
| Employer contribution / active EE | $2,328 | $3,538-34.2% | $4,859-52.1% | $2,671-12.8% |
| Participant deferral / active EE | $3,590 | $6,406-44.0% | $7,760-53.7% | $4,126-13.0% |
| Admin fee / account holder | $1,945 | $6,980-72.1% | $10,767-81.9% | $5,651-65.6% |