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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,934 | $57,352-79.2% | $83,830-85.8% | $64,173-81.4% |
| Participation rate | 80.0% | 68.6%+11.4pp | 76.1%+3.9pp | 69.6%+10.4pp |
| Annual return | -9.44% | 11.38%-20.8pp | 850.97%-860.4pp | 7.63%-17.1pp |
| Employer contribution / active EE | $2,012 | $2,546-20.9% | $3,631-44.6% | $2,381-15.5% |
| Participant deferral / active EE | $2,821 | $2,993-5.7% | $4,082-30.9% | $3,470-18.7% |
| Admin fee / account holder | $959 | $4,046-76.3% | $5,479-82.5% | $4,887-80.4% |