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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,072 | $125,778+50.3% | $114,563+65.0% | $154,746+22.2% |
| Participation rate | 55.0% | 75.2%-20.2pp | 72.9%-17.9pp | 80.7%-25.7pp |
| Annual return | 21.55% | 295.14%-273.6pp | 241.09%-219.5pp | 172.34%-150.8pp |
| Employer contribution / active EE | $1,531 | $2,806-45.4% | $2,592-40.9% | $4,379-65.0% |
| Participant deferral / active EE | $6,273 | $4,445+41.1% | $4,142+51.4% | $6,730-6.8% |
| Admin fee / account holder | $131 | $8,190-98.4% | $7,623-98.3% | $14,365-99.1% |