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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,072 | $101,618+86.1% | $93,063+103.2% | $137,256+37.8% |
| Participation rate | 55.0% | 74.9%-19.9pp | 72.1%-17.1pp | 80.0%-25.0pp |
| Annual return | 21.55% | 223.95%-202.4pp | 34.15%-12.6pp | 220.34%-198.8pp |
| Employer contribution / active EE | $1,531 | $2,707-43.5% | $2,476-38.2% | $4,156-63.2% |
| Participant deferral / active EE | $6,273 | $4,279+46.6% | $3,958+58.5% | $6,407-2.1% |
| Admin fee / account holder | $131 | $6,198-97.9% | $6,033-97.8% | $12,270-98.9% |