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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,538 | $135,956-66.5% | $123,894-63.2% | $273,972-83.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 3.74% | 56.63%-52.9pp | 47.52%-43.8pp | 41.46%-37.7pp |
| Employer contribution / active EE | $83 | $5,170-98.4% | $4,617-98.2% | $4,869-98.3% |
| Participant deferral / active EE | $16,334 | $6,343+157.5% | $5,984+173.0% | $5,287+208.9% |
| Admin fee / account holder | $2,479 | $9,817-74.8% | $8,357-70.3% | $10,133-75.5% |