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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,262 | $157,304+7.6% | $141,197+19.9% | $152,909+10.7% |
| Participation rate | 84.6% | 84.8%-0.2pp | 82.5%+2.1pp | 82.5%+2.2pp |
| Annual return | 22.91% | 64.34%-41.4pp | 71.41%-48.5pp | 345.46%-322.6pp |
| Employer contribution / active EE | $3,770 | $5,263-28.4% | $4,736-20.4% | $4,764-20.9% |
| Participant deferral / active EE | $12,192 | $7,111+71.5% | $6,710+81.7% | $5,851+108.4% |
| Admin fee / account holder | $376 | $12,126-96.9% | $10,265-96.3% | $11,601-96.8% |