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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,188 | $85,766-35.7% | $136,298-59.5% | $70,126-21.3% |
| Participation rate | 88.0% | 74.2%+13.8pp | 81.9%+6.1pp | 69.5%+18.5pp |
| Annual return | 14.02% | 31.46%-17.4pp | 5156.27%-5142.2pp | 73.15%-59.1pp |
| Employer contribution / active EE | $6,081 | $2,966+105.0% | $4,696+29.5% | $2,343+159.6% |
| Participant deferral / active EE | $2,637 | $5,051-47.8% | $6,247-57.8% | $3,332-20.8% |
| Admin fee / account holder | $9,347 | $5,421+72.4% | $9,244+1.1% | $4,645+101.2% |