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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,535 | $82,678-53.4% | $125,391-69.3% | $68,490-43.7% |
| Participation rate | 91.3% | 75.1%+16.2pp | 82.4%+8.9pp | 67.9%+23.4pp |
| Annual return | -2.24% | -5.97%+3.7pp | 572.41%-574.6pp | -7.85%+5.6pp |
| Employer contribution / active EE | $7,857 | $3,382+132.3% | $4,816+63.1% | $2,597+202.6% |
| Participant deferral / active EE | $6,016 | $6,111-1.6% | $7,448-19.2% | $4,028+49.4% |
| Admin fee / account holder | $812 | $6,277-87.1% | $10,009-91.9% | $5,403-85.0% |