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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,302 | $102,382-14.7% | $147,005-40.6% | $80,874+7.9% |
| Participation rate | 64.0% | 75.8%-11.8pp | 82.2%-18.2pp | 67.6%-3.6pp |
| Annual return | 19.05% | 134.89%-115.8pp | 418.76%-399.7pp | 35.62%-16.6pp |
| Employer contribution / active EE | $2,101 | $3,715-43.4% | $4,934-57.4% | $2,756-23.8% |
| Participant deferral / active EE | $6,550 | $6,646-1.4% | $8,070-18.8% | $4,297+52.4% |
| Admin fee / account holder | $19,169 | $7,942+141.4% | $13,006+47.4% | $6,935+176.4% |