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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,964 | $167,533-55.9% | $151,645-51.2% | $134,545-45.0% |
| Participation rate | 38.9% | 88.4%-49.5pp | 87.5%-48.6pp | 81.2%-42.3pp |
| Annual return | -17.17% | 7.81%-25.0pp | 3.34%-20.5pp | 418.37%-435.5pp |
| Employer contribution / active EE | $0 | $6,828-100.0% | $6,165-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $4,624 | $8,985-48.5% | $8,363-44.7% | $6,401-27.8% |
| Admin fee / account holder | $4,252 | $13,781-69.1% | $11,614-63.4% | $11,431-62.8% |